Videos
Short explainers from Nate Jones — physician mortgages, DSCR loans, bank statement loans, and more.
Physician Mortgage Explained in 60 Seconds
Nate Jones (NMLS #304056) explains how physician mortgages work — 0% down, no PMI, student debt excluded from DTI. For doctors, dentists, residents, and fellows buying a home in 2026.
Bank Statement Loans for Self-Employed Borrowers — Explained
Nate Jones explains how bank statement and alt-doc loans let self-employed borrowers qualify on deposits instead of tax returns — and when keeping your write-offs actually saves you money on a mortgage.
Hi, I'm Nate Jones — Mortgage Loan Officer
Nate Jones (NMLS #304056) introduces himself and explains his approach to mortgage lending. 23+ years closing loans for doctors, investors, and self-employed borrowers across 48 states.