Physician Lending in Hartford, CT — 0% Down, No PMI
Physician lending gives doctors, dentists, and healthcare providers in Hartford access to 0% down home loans with no PMI and student debt excluded.
Nate Jones · NMLS #304056 · New American Funding
Physician Lending in Hartford
Physician lending is a specialized mortgage program that lets doctors, dentists, and healthcare providers buy a home with 0% down, no PMI, and student debt excluded from DTI. Hartford is one of the strongest healthcare markets in Connecticut, anchored by Hartford Hospital and 2 other major hospital systems — and physician lending programs are designed for professionals working here.
Nate Jones has helped physicians at Hartford Hospital and Connecticut Children's close on homes in neighborhoods like West End, Asylum Hill, Downtown, and throughout the greater Hartfordmetro. Whether you're a resident just starting out or an attending looking to upgrade, physician lending is built for your situation.
Hartford offers a growing medical community, strong property values, and neighborhoods that range from walkable urban to family-friendly suburban — all within reach with a physician mortgage. This isn't a generic lender page — Nate knows the Hartford market and works directly with you from pre-approval to closing.
Hospital Systems in Hartford
Hartford Hospital
Physicians qualify for 0% down
Connecticut Children's
Physicians qualify for 0% down
UConn Health
Physicians qualify for 0% down
Popular Neighborhoods
Program Highlights
Down Payment
0% — zero out of pocket
PMI
None — ever
Student Debt
Excluded from DTI
Eligible
MD, DO, DDS, DMD, DPM, OD, NP, PA
Who Qualifies for a Physician Mortgage?
Physician mortgage loans aren't just for MDs. If you work in healthcare, there's a good chance you qualify. Nate works with:
- ✓Medical Doctors (MD)
- ✓Doctors of Osteopathic Medicine (DO)
- ✓Dentists (DDS / DMD)
- ✓Oral Surgeons
- ✓Orthodontists
- ✓Podiatrists (DPM)
- ✓Optometrists (OD)
- ✓Ophthalmologists
- ✓Veterinarians (DVM)
- ✓Pharmacists (PharmD)
- ✓Nurse Practitioners (NP / APRN)
- ✓Certified Registered Nurse Anesthetists (CRNA)
- ✓Physician Assistants (PA-C)
- ✓Clinical Psychologists (PsyD / PhD)
- ✓Chiropractors (DC)
- ✓Registered Nurses (RN) with advanced degrees
- ✓Fellows and Residents
- ✓Physicians within 90 days of start date
Don't see your title? Call Nate — many other healthcare professionals qualify depending on the lender.
Ready to Buy a Home in Hartford?
Get pre-approved in minutes. No credit pull required. Nate responds same day.