Physician Lending in Los Angeles, CA — 0% Down, No PMI
Physician lending gives doctors, dentists, and healthcare providers in Los Angeles access to 0% down home loans with no PMI and student debt excluded.
Nate Jones · NMLS #304056 · New American Funding
Physician Lending in Los Angeles
Physician lending is a specialized mortgage program that lets doctors, dentists, and healthcare providers buy a home with 0% down, no PMI, and student debt excluded from DTI. Los Angeles is one of the strongest healthcare markets in California, anchored by Cedars-Sinai and 2 other major hospital systems — and physician lending programs are designed for professionals working here.
Nate Jones has helped physicians at Cedars-Sinai and UCLA Medical Center close on homes in neighborhoods like Santa Monica, Beverly Hills, Silver Lake, and throughout the greater Los Angelesmetro. Whether you're a resident just starting out or an attending looking to upgrade, physician lending is built for your situation.
From the Hollywood corridor to Culver City, Los Angeles offers strong property values and a medical community that keeps growing. This isn't a generic lender page — Nate knows the Los Angeles market and works directly with you from pre-approval to closing.
Hospital Systems in Los Angeles
Cedars-Sinai
Physicians qualify for 0% down
UCLA Medical Center
Physicians qualify for 0% down
Keck Hospital of USC
Physicians qualify for 0% down
Popular Neighborhoods
Program Highlights
Down Payment
0% — zero out of pocket
PMI
None — ever
Student Debt
Excluded from DTI
Eligible
MD, DO, DDS, DMD, DPM, OD, NP, PA
Who Qualifies for a Physician Mortgage?
Physician mortgage loans aren't just for MDs. If you work in healthcare, there's a good chance you qualify. Nate works with:
- ✓Medical Doctors (MD)
- ✓Doctors of Osteopathic Medicine (DO)
- ✓Dentists (DDS / DMD)
- ✓Oral Surgeons
- ✓Orthodontists
- ✓Podiatrists (DPM)
- ✓Optometrists (OD)
- ✓Ophthalmologists
- ✓Veterinarians (DVM)
- ✓Pharmacists (PharmD)
- ✓Nurse Practitioners (NP / APRN)
- ✓Certified Registered Nurse Anesthetists (CRNA)
- ✓Physician Assistants (PA-C)
- ✓Clinical Psychologists (PsyD / PhD)
- ✓Chiropractors (DC)
- ✓Registered Nurses (RN) with advanced degrees
- ✓Fellows and Residents
- ✓Physicians within 90 days of start date
Don't see your title? Call Nate — many other healthcare professionals qualify depending on the lender.
Ready to Buy a Home in Los Angeles?
Get pre-approved in minutes. No credit pull required. Nate responds same day.